Privacy Policy for Amot

Last Updated: January 7, 2026

1. Introduction

Welcome to Amot ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application for bill splitting and expense management.

By using Amot, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

• Account information (name, email address, phone number)
• Profile information (profile picture, display name)
• Payment information (payment preferences for GCash, PayMaya, or other payment methods)
• Group and friend connections

2.2 Bill and Expense Data

To provide our core services, we collect:

• Bill details (amounts, descriptions, dates)
• Expense splits and payment records
• Group activities and shared expenses
• Payment status and transaction history within the app

2.3 Device Information

We automatically collect certain information about your device, including:

• Device identifiers and operating system information
• Mobile network information
• Push notification tokens for sending notifications
• App usage data and crash reports

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our bill splitting service
• To manage your account and authenticate users
• To facilitate bill splitting, expense tracking, and payment coordination
• To send push notifications about bills, payments, and activities
• To enable connections with friends and group members
• To improve our app and develop new features
• To provide customer support
• To detect and prevent fraud or abuse

4. Push Notifications

With your permission, we send push notifications to:

• Notify you about new bills and expenses
• Alert you about payment requests and reminders
• Inform you about group activities and updates
• Send important account and app updates

You can disable push notifications at any time through your device settings or app preferences.

5. Third-Party Services

We use the following third-party services that may collect information:

• Supabase: For backend services, database, and authentication
• Expo: For app development and push notification services
• Payment Services: We integrate with GCash and PayMaya for payment facilitation. We do not store your payment credentials.

These third-party services have their own privacy policies governing the use of your information.

6. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• Encryption of data in transit and at rest
• Secure authentication mechanisms
• Regular security assessments
• Access controls and monitoring

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• With other users: Information necessary for bill splitting (name, amounts owed/paid) is shared with group members
• With service providers: Third-party vendors who assist in operating our app
• For legal purposes: When required by law or to protect our rights
• With your consent: When you explicitly authorize us to share your information

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data at any time.

9. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate or incomplete data
• Request deletion of your account and data
• Export your data
• Opt-out of push notifications
• Withdraw consent for data processing

10. Children's Privacy

Amot is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

12. International Users

Your information may be transferred to and maintained on servers located outside of your country. By using Amot, you consent to the transfer of information to countries that may have different data protection laws.